There are numerous online payday
loans lenders and these come up when you run a search. Immediately you are
faced with the decision of choosing one or two. How do you spot the best online
payday loans lenders? This article will help you spot and choose the best
lenders to deal with. I outline 7 things that you need to look for with any
payday loans website. Here they are.
1. Lender, broker or introducer
This is your starting point. The payday loans company or firm should reveal this on their "About us" page or somewhere else on the website. A good lender should readily display the fact that they are a registered lender. Registration information is typically displayed on the footer section of the website.
This is your starting point. The payday loans company or firm should reveal this on their "About us" page or somewhere else on the website. A good lender should readily display the fact that they are a registered lender. Registration information is typically displayed on the footer section of the website.
2. Online presence
Impression
As you browse through a website what impression do you gather about it? Do they appear professional? What image do they portray? These are important questions to ask of any payday loans website you will deal with.
As you browse through a website what impression do you gather about it? Do they appear professional? What image do they portray? These are important questions to ask of any payday loans website you will deal with.
Contact details
A good payday loans website should display contact details. Ideally you would want to see a physical address of the registered office alongside opening times and days. In addition they should be a contact telephone number, email and/or a fax number. This information is typically found on the "contact us" page.
A good payday loans website should display contact details. Ideally you would want to see a physical address of the registered office alongside opening times and days. In addition they should be a contact telephone number, email and/or a fax number. This information is typically found on the "contact us" page.
Tip: Sometimes it
is a good check to ring the provided contact telephone number and determine
whether a human being actually answers it and that they make reference to the
payday loans company in question. If you are diverted to an answering machine -
this should raise concern.
Be equally concerned if an online
payday loans lender's website displays neither a physical address nor a contact
telephone number. Surely if they are genuine, they should be open about their
contact details.
3. About the payday loan
How much is offered
Look out for how much they offer. Companies usually state the minimum and maximum loan amounts they offer. Look out for the maximum amount offered to first time borrowers. If you cannot find this information, look on the frequently asked questions (FAQ) section.
Look out for how much they offer. Companies usually state the minimum and maximum loan amounts they offer. Look out for the maximum amount offered to first time borrowers. If you cannot find this information, look on the frequently asked questions (FAQ) section.
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