วันเสาร์ที่ 22 สิงหาคม พ.ศ. 2558

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The application process has changed quite a lot since the days when we filled in forms at the bank. The options are much wider, and much more immediate, allowing for a larger number of applicants to send their applications to the relevant lenders. The speed of the process means that fast loans are common, even to get payday loans without faxing.
Of course, a large percentage of people will never actually have used faxes to submit all of the specific pieces of information and documentation. However, it has become a mode of communication that has helped the process speed up. But when time is of the essence, fax-free payday loans are actually faster.
For those who are not so familiar with what payday loans are, they are loans approved based on pay checks and not the general factors associated with traditional loans. Basically, the loan is repaid from funds directly from the next pay check received by the borrower, though the repayment can be spread across two or three checks.
This is, of course, a great idea as the term of the loan is extremely short and repayment is practically guaranteed, so credit ratings are improved.
Why Faxes Were Necessary
So why would faxes be needed if the application is so quick anyway? Well, the truth is that most documentation needed is at home, and faxing the information is more convenient.
In the past, applying for payday loans without faxing meant journeying into the city or area of town to the lender, bringing all of the documentation in hand. When it comes to loans approved based on pay checks, things like a copy of a pay slip, an employment contract and proof of address are required. But should anything be forgotten, then the applicant would have to head home and visit the lender again.

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