วันพุธที่ 16 กันยายน พ.ศ. 2558

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Payday lenders are undoubtedly smart. Payday loan companies approve loans for hundreds of borrowers everyday yet have also found a way to make sure they always get paid. And what better way to do so than to automatically debit your bank account on your payday? They know you will have the money because you just got paid and they take advantage of this by debiting you a couple of hours after you get your money deposited. By doing so, they collect their funds before you even get a chance to put your hands on your hard-earned money. With a blink of an eye, your paycheck is gone and you have no other choice but to take out another payday loan to get you through until your next payday. And two weeks after, the same thing happens all over again. Sadly, this is the story of almost everyone stuck in the payday loan trap.
If you look at the problem closely, the solution is fairly simple: Close your bank account.
But not all payday loan consumers have the privilege of easily closing their accounts. The most common reasons why some people might not want to close their bank account is: A) they get direct deposit, B) they pay other bills with the account, or C) they have a negative balance. This article discusses how you can keep payday lenders away from your money without closing your account.

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