There will always be times in life
when you need fast access to cash in order to cover unexpected expenses or
emergencies. People who have bad credit often fear those times because of a
lack of resources for fast cash. However, that fear is not necessary. In fact,
payday advance loans can cover all of your temporary cash needs without the
need for a credit check. This means even those with bad credit can avail the
use of these quick and easy loans.
Payday Advance Qualifications -
They're Easy!
In order to receive a payday advance
loan, all you need are a few small pieces of information. They are:
· Proof of age (you must be at least
18)
· A valid bank account (this can be
a savings or a checking account)
· Proof of citizenship (only U.S.
citizens or permanent residents can qualify)
· Proof of employment (you need to
have a steady job, with reliable income for 6 months)
That's all you need. Often just one
or two documents can be scanned or faxed in order to meet these basic
qualifications. No credit check will be performed and approval is nearly
instant. Therefore, getting a payday advance can be completed, from start to
finish, in under 24 hours. This includes having the money in your bank account!
Understanding the Details and What
to Expect
Payday advance loans work a bit
differently than traditional loans that you get at your local bank. The terms
for these loans are often short - only 14-30 days. This is because, as the name
implies, payday advances are used to serve as a paycheck would. Instead of
waiting for your next pay period, however, you can "advance" the money
through these fast and easy loans. There are some lenders who are willing to
extend the terms of their payday advance loans to up to 60 or even 90 days.
However, when they do so that usually means that the fees (interest) for the
money will go up as well.
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