In the current climate, sometimes
you need a little extra money to help out until payday. Instant cash in hand
payday loans are very simple to attain and maintain if needed. It's as easy as
one two three!
You can walk into any cash advance
or payday loan building that you see they all go through the same basic
procedures. The first initial loan you take out will be the longest process
you'll ever have with the payday loan company. They usually require your past
two previous pay checks stubs, some kind of monthly bill in your name with your
current address and your ID. They will have you fill out their application
which consists of your basic information; home address, work information,
salary information, etc. They will also require you to list at least two
references. Now, make sure all of the telephone numbers (including your own)
are valid working numbers! They will literally call every single one right
there on the spot until they get either a live person or an answering machine.
If the number is invalid they will tell you to change the information until you
get it right.
The maximum payday loan amount will
be based on your monthly income. Which means you cannot borrow more than that
amount. Usually, the first payday loan is free of charge so there's no
financing fee. All you do is write them a check for the total amount (the loan
and the financing fee) and tell them what date you want the check set for, they
will also have you sign a contract the usually states that you are agreeing to
pay the listed amount on the chosen date, etc. You will always have the option
to personally come into the office and pay it off using another method of
payment such as cash or card. If you do not show up in person, the check will
be run and the total amount will be taken out of your checking account on the
date it was set up for.
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