I know the feeling only too well.
Most of us do in these times of financial uncertainty. I'm talking about that
sinking feeling when you just know in your heart that you simply don't have
enough money to cope with all the outgoings this month. Most of the time you
can scrape by but when something hits you out of left field, something you
wasn't anticipating then how on earth can you find the money to cover it and
still pay for the basics like food and lodging? Is an instant decision loan the
answer?
Only last month, I was doing quite
well. It looked like I'd be able to get through another month without resorting
to going without food and might even be able to buy myself a new pair of shoes
to replace the ones I was currently wearing which had a discreet, but
embarrassing hole in the sole. And then my boiler stopped working. I made a few
phone calls and the average quote was for around $300 for a repair. I had no
hot water to clean myself and no heating. Fortunately my cooker is electric so
I could still cook the food that I wasn't going to be able to afford anyway.
Your situation might not be as
drastic as mine was, or perhaps it is even worse, but the point is that your
mind probably turned to the same idea of a solution as mine did. An instant
payday loan.
We've all seen and heard the
commercials right? What a fantastic way to get yourself out of a tight spot!
But if you're anything like me, you also heard a few alarm bells ringing in the
back of your mind somewhere. And so, before jumping in to the nearest loan
shark infested waters I took the time to do some research. I spent a whole day
lurking on financial forums and discussion groups and eventually plucked up the
courage to ask a few knowledgeable people about instant loans and what to look
out for. Here are some of the words of wisdom I received from these financial 'wise
old men'...
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